Frequently asked questions 

What do I need to get finance?

We have software that can help with all of these.

How do I get a bank statement for my final finance application?

We now have software that we can send you to help bring down the bank statements, you do need to have online banking though.

How do I find out how much is owing on my current loan?
You need to call your finance company and ask them for a settlement figure. This is a different amount to the balance and they will want a date for final payment. Allow one week for us to settle your loan.
What if I have had past credit problems - can I still apply?
In most cases we can help. Our finance and administration teams combined have had many years in the motor industry. If we can’t help probably nobody can!
What if I am self-employed or a sole trader - can I still get finance for a vehicle?
Yes you are able to apply but we will require 3 months of bank statements and GST returns, or in some cases a profit and loss breakdown from your accountant.
What if I have a learner or overseas licence, or no licence at all?

We can arrange finance on a learners as there is a minimum age, and a few factors we need to find out about. The best thing to do is send us an online application and then we can chat.

What if I still owe money on my car that I want to trade?
You can still trade your car with us we will pay the finance company back with the trade deal. In some cases you can even borrow more than the trade is worth.
What are the interest rates and what will my repayments be?
Every application is different. Rates and repayments vary on your individual details. The factors are based on age, drivers licence type, credit report, employment and stability. We will tailor a deal to suit you as best we can.

Call us Today for a FREE Confidential Discussion

Ph: 0508 MY CAR LOAN (0508 692 275)